Home Equity Loans
A Home Equity Loan or Line is a smart and cost-efficient way to borrow money. The rates are lower than credit cards and most other types of loans available, and the interest is tax deductible for most borrowers. So if saving money is something that interests you, our Home Equity Line of Credit or Loan could be just what you're looking for!
IC offers two types of Home Equity options:
Our Fixed-Rate Home Equity Loan offers the certainty of a fixed rate for up to 20 years, allows you to borrow up to 95% of the value of your home, and best of all there are no prepayment penalties. (certain conditions apply)
Our Lifetime Equity Line of Credit offers a low introductory rate for the first 6 months, allows you to borrow 95% of the value of your home, and you only pay interest for the life of the loan, with optional principal payments at any time. Apply for a 3 minute E-Z Home Equity Loan now!
